What changed in the last 12 months
Is your agent tracking the changes in your operations, finances and structure that affect your exposure?
A renewal-season resource
Five questions to ask your commercial insurance agent
Most business owners don’t need to fire their agent. They need to know what to ask, so they can tell whether their agent is representing them or just processing their renewal. A free one-page handout.
What is on the page
Each question comes with what a good answer sounds like, and what it means if you don’t get one.
Where you are over- and underinsured
An agent who only recommends more coverage is selling. One who can say where to scale back is advising.
How the program responds to a real loss
Walk through the likely claim scenarios and listen for deductibles, sublimits, coinsurance and exclusions.
Want to go deeper?
The Commercial Insurance Buyer’s Playbook
Explains how commercial insurance actually works: why coverage gaps occur, how pricing is determined, and how to buy intentionally rather than reactively.